Real
Estate Purchase Mortgages
We offer conventional 30-year fixed
mortgages, FHA, and real estate purchase mortgages of shorter term
if you qualify. A broker or loan counselor can discuss these options
with you in detail.
You will need to document income
and fully qualify for conventional and FHA mortgages.
Mortgage
Refinancing
If home loan refinancing is your
goal, we can match you with a suitable lender. Do be aware than
refinancing is very much like a purchase mortgage. You will need
to document your income and fully qualify for the loan.
California Hard Money Lending
When you can't get traditional financing,
a "private equity" loan may be the way to go. Hard money
loans are often used to purchase investment property or a secondary
residence for rental purposes. They can also be used to make a mortgage
balloon payment or to bring a delinquent loan current in order to
prevent foreclosure.
Our California hard money lenders
typically will fund up to 70% of the equity you have in your property.
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