Locking In California Mortgage Rates

Locking In California Mortgage Rates

A rate lock is a legal commitment between the lender and the borrower. The lender promises a loan at a specified interest rate. The borrower may promise to pay certain points and fees (this is especially true if the lock is for more than 30 days).

Both parties agree to do their best to close the loan on or before a specified date. If the loan isn't closed by the deadline, the contract expires. We will do our best to lock you into the best deal for which you qualify.

Contact us to begin the loan application process. One of our brokers will do his or her best to match you up with the appropriate funding source and then we can lock in the promised rate.

During that locked-in period, with your prompt cooperation in providing various documents the lender will require, we will immediately proceed to closing the loan.

Shall we start today? Give Michael a call. He will put you with a broker who will soon be locking in your California mortgage rate.

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WATCH OUR INFORMATIVE VIDEOS!
What Does a Mortgage Broker Do? (1 min., 55 sec.)
Why You Should Choose a Broker Over a Bank. (1 min., 46 sec.)
Home Loan Documentation. (1 min., 34 sec.)
The Down Payment. (1 min., 7 sec.)
FHA-Insured Home Loans. (1 min., 48 sec.)
Out of the Area Clients. (1 min., 47 sec.)
Moving to California? (1 min., 47 sec.)

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